I've been loaning money through Kiva
for several years now. Many of you probably already know of it, but just in case, Kiva is a microfinancing website where people who don't have access to standard banking facilities can borrow money to improve their small businesses or their homes. The loans are commmonly for a few hundred to a few thousand dollars, though some can be more. Loans are group funded in $25 increments. When your $25 is repaid, you can lend it to someone else.
At first I just loaned money independently, but last year I joined the A+ Kiva team. A+ is for Atheists, Agnostics, Skeptics, Freethinkers, Secular Humanists and the Non-Religious, and the aim is to put our money where our mouths are and show that you don't need a religion to be a decent person. A+ have a long-standing rivalry with the Kiva Christians group, and at the moment we are ahead, but this year the Christians are out-spending us, and they're catching up. Uh oh... Being a team member has turned out to be fun - I get to see which borrowers other team members are lending to, and there's quite a bit of chit-chat in the messages board. Because of all this, I've ended up loaning more money as a team member than I ever did as an independent, but that's not actually a bad thing.
Anyway, right now the A+ team are having a Kiva membership drive - use the link below and get a free $25 loan to give to the Kiva borrower of your choice.
It will, of course, be credited to the A+ totals :-) The money is not infinite, and once the supply has all been claimed, the offer ends, so I would take advantage fast if you plan to.
One proviso - Kiva ask for a donation to the running costs of the website with each loan, which IIRC is currently $3.75. So your 'free' loan will cost you $3.75, but that's not a bank-breaker, I'm sure :-) Kiva accept payment via Paypal, so you don't need to start typing in lengthy information and credit card details into their website.
Here's the link:http://www.kiva.org/aplus